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part intrest free!!

May 15th, 2013 at 06:30 am

i was doing really well with the credit card, but they added 70 in interest this month Frown

after seeing my debt chart on my kitchen cupboard, my son's gran has given me the money to pay off my credit card which is at 34.08% interest and my argos card which is at 29.9% interest and told me to pay her back at 50 a month interest free!! with this large interest out of the way i will be able to concentrate on my halifax overdraft Smile

6 Responses to “part intrest free!! ”

  1. creditcardfree Says:

    That is very generous, but so good for you since you won't have to pay those incredibly high interest rates! That means if you stick to your goal you will get those paid off much faster.

  2. snafu Says:

    How incredibly generous of son's gran to offer an interest free loan to rid yourself of a loan at a shocking 34.8% interest. Is your Halifax overdraft likewise at such a high rate? Sorry, we are aware you are in GB and I am woefully ignorant of credit and loans elsewhere. Do you see any signs the economy strengthening?

  3. loustar29 Says:

    I am so lucky and grateful that i have supportive people around me.

    Halifax charge 2 per day for overdrafts at over 1999.99 and 1 a day for overdrafts under that amount! i do have it on "control" for a year which means no charges will be added in that time!

    unfortunatley not Frown people are losing their jobs left, right and centre even the solicitors firm i work for is only just "hanging on". our conveyancing department at work is still dead the banks hardly lending any monies....i cant even get a 19% interest credit card with them!!!!

    two stories in the paper this week that has made me sad "gran jumps infront of a lorry and blames the government in a note as she couldnt afford to live" and one yesterday "man sets himself on fire after owing payday loan companies 1600" so sad, may they be at peace.

  4. My English Castle Says:

    Yikes. Those are very nasty interest rates. What a lovely thing for your son's gran to do.

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