Yep its gone...ive finally cut it up.....never again will i use my credit card!

This has caused me so much anxiety this week. I nearly gave in on the snowball and contacted a company that do free debt management plans.

I'm not saying they are no good, i just dont think its the route i want to go down and it will still take a lot lot lot longer than the snowball. Just fed up with being so skint all the time

Well the car was a total disaster, i told the garage to put it back together and they went ahead and changed the seals and reskimmed the head anyways....(its not even the seals that had gone its the pistons) then the original quote of £380 went up to £525 as they decidced to try and change the oil and filter. Its smoking more now than what it did before they worked on it!! Shouldnt have paid but its a bit akward when its my "friends friend" and they refused to give me my car back....then after i paid he says for another £300 they will sort the pistons out...!!!!!!!!!!!!!!! what a scam....and my car tax is due this month thats about £125 for 6 months!!!


so i was totally unprepared for this bill and yep its gone on the credit card brining my new total to £2498.74. I have tried to apply for credit cards with 0% balance transfers and keep on being declined

so i have just opened an internet savings account with my online banking and called it "snowflakes" i will put any money no matter how little in there and hopefully watch it add up im still aiming to pay my credit card off by 1st December.

the weather is now picking up which means bye bye to the £30 a week on the gas metre!! i should only be putting £15 a week on the metre!! yahoooo!!